At CPA Clinics, funded and authorized under the IRS Low Income Taxpayer Clinic (LITC) program, we provide free education, guidance, and representation to taxpayers facing IRS collection actions. Our mission is simple: help you understand your options, request relief, and know that you don’t have to face the IRS alone.

👉See more videos on our channel about LITC Education and how CPA Clinics can help.

 
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Installment Agreements

An installment agreement allows taxpayers to pay their tax debt over time in manageable monthly payments.
  • Flexible repayment terms
  • Prevents aggressive collection actions
  • Interest and penalties may continue until the balance is fully paid

Currently Not Collectible (CNC)

If you cannot afford to pay due to financial hardship, the IRS may temporarily suspend collection.

  • Stops levies and garnishments
  • Provides breathing room during hardship
  • Debt is not forgiven; IRS may review your situation later

Offer in Compromise (OIC)

An OIC lets taxpayers settle their tax debt for less than the full amount owed if they qualify.
  • Potentially reduces debt significantly
  • Provides a fresh financial start
  • Strict eligibility requirements; detailed financial review needed

Pros & Cons of Each Option

Option

Pros

Cons

Installment Agreement

Affordable monthly payments

Interest continues

CNC

Stops collection during hardship

Debt remains

OIC

Settle for less

Hard to qualify

Case Study: CPA in Action

A taxpayer with $25,000 in debt was struggling to pay rent and medical bills. CPA Clinics reviewed their finances, determined they qualified for CNC status, and successfully negotiated with the IRS. Collections were paused, giving the taxpayer time to recover without fear of levies.

CEO Message

“At CPA Clinics, we believe every taxpayer deserves a fair chance to resolve their tax debt. Our team is committed to guiding you through IRS processes with compassion, expertise, and determination.”

-Arjumand J. Khan
CEO, CPA CLINICS

CPA Clinics LITC Connection – Negotiation Support

As an IRS-authorized LITC, CPA Clinics provides:

  • Free representation in IRS collection matters
  • Guidance on choosing the right resolution option
  • Advocacy to protect taxpayer rights

Contact Us – We’re Here to Help

📞 Phone: (516) 464‑7444
📧 Email: info@cpaclinics.com
🌐 Website: www.cpaclinics.com
📍 Locations: Bronx, Manhattan, Hempstead, Hicksville

Key Takeaway

Tax debt can feel overwhelming, but you have options. Whether through installment agreements, CNC status, or an OIC, relief is possible. With CPA Clinics by your side, you gain trusted representation and the confidence to move forward.