Receiving an IRS LT20 Notice means the IRS is reminding you that you still owe taxes. While it is not as urgent as CP504 or LT11/Letter 1058, it is a clear signal that the IRS expects payment or communication before more aggressive enforcement actions begin.

👉See more videos on our channel about LITC Education and how CPA Clinics can help.

 
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🚨 What LT20 Means

  • LT20 is a reminder letter that your tax balance remains unpaid.
  • It encourages you to pay the balance immediately or contact the IRS to discuss payment options.
  • If ignored, the IRS may escalate to stronger notices, including intent to levy or seizure of assets.

⚖️ Your Options After Receiving LT20

  • Pay the balance in full to stop penalties and interest.
  • Set up a payment plan (Installment Agreement) with the IRS.
  • Request penalty relief if circumstances prevented timely payment.
  • Dispute the balance if you believe the IRS made an error.

⚠️ Common Complications

  • Escalation Risk: Ignoring LT20 can lead to CP504 or LT11/Letter 1058, which authorize levies and garnishments.
  • Financial Strain: Penalties and interest continue to grow, making balances harder to manage.
  • Language Barriers: ESL taxpayers may not fully understand their rights or deadlines.
  • Limited Resources: Low‑income taxpayers often cannot afford professional representation.

🛡️ How CPA Clinics (LITC) Helps

The Low Income Taxpayer Clinic (LITC) at CPA Clinics provides free or low‑cost representation for qualifying taxpayers. If you receive LT20:

  • We review your IRS notice and financial situation.
  • We explain your rights and options clearly.
  • We assist in negotiating payment plans or requesting penalty relief.
  • We represent you before the IRS if disputes escalate.
  • We provide education for taxpayers who speak English as a second language (ESL).

📖 Commonly Asked Questions

Q1: Is LT20 a final notice?

👉 No. LT20 is a reminder notice. If ignored, the IRS may escalate to CP504 or LT11/Letter 1058, which are final levy notices.

Q2: What happens if I ignore LT20?

👉 The IRS will continue collection efforts, adding penalties and interest, and may eventually seize wages, bank accounts, or property.

Q3: Can I dispute the balance shown on LT20?

👉 Yes. If you believe the IRS made an error, CPA Clinics can help you file a dispute or request a Collection Due Process hearing if the issue escalates.

Q4: Do I qualify for LITC help?

👉 If your income is within IRS guidelines (≤250% of the federal poverty level) or you speak English as a second language, you may qualify for free representation.

Q5: What if I can’t pay anything right now?

👉 Options include requesting Currently Not Collectible status or applying for an Offer in Compromise. CPA Clinics can guide you through these processes.

Contact Us – We’re Here to Help

If you’ve received IRS LT20 Notice, don’t wait until the IRS escalates collection. Relief and representation may be available.

📞 Phone: (516) 464‑7444
📧 Email: info@cpaclinics.com
🌐 Website: www.cpaclinics.com
📍 Locations: Bronx, Manhattan, Hempstead, Hicksville